{"id":5637,"date":"2026-10-28T13:14:46","date_gmt":"2026-10-28T17:14:46","guid":{"rendered":"https:\/\/habitatseminoleapopka.org\/?page_id=5637"},"modified":"2026-11-03T12:26:36","modified_gmt":"2026-11-03T17:26:36","slug":"aplicar","status":"publish","type":"page","link":"https:\/\/habitatseminoleapopka.org\/es\/apply\/","title":{"rendered":"How To Apply"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5637\" class=\"elementor elementor-5637\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f42f0bc e-flex e-con-boxed e-con e-parent\" data-id=\"f42f0bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d928ecb elementor-widget elementor-widget-heading\" data-id=\"d928ecb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Apply for a Habitat Home<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a2fb10 e-flex e-con-boxed e-con e-parent\" data-id=\"0a2fb10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4312bed e-con-full e-flex e-con e-child\" data-id=\"4312bed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-97de718 e-con-full e-flex e-con e-child\" data-id=\"97de718\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d8015c elementor-widget elementor-widget-image\" data-id=\"2d8015c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"496\" src=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home-1024x635.jpg\" class=\"attachment-large size-large wp-image-5647\" alt=\"Apply page home\" srcset=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home-1024x635.jpg 1024w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home-300x186.jpg 300w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home-768x476.jpg 768w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home-1536x952.jpg 1536w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home-18x12.jpg 18w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Apply-page-home.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7af2bbd e-con-full e-flex e-con e-child\" data-id=\"7af2bbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fab913f elementor-widget elementor-widget-heading\" data-id=\"fab913f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stop paying rent.\nStart building\nequity.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-878a171 elementor-widget elementor-widget-text-editor\" data-id=\"878a171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><div role=\"feed\" aria-label=\"Chat messages\" aria-describedby=\"_r_322_\"><div><div><div tabindex=\"0\" role=\"article\" aria-setsize=\"14\" aria-posinset=\"14\" aria-label=\"Message 14 of 14\"><div><div><div><div><div><div><div><div><div><div><p dir=\"ltr\">Buy a brand-new home with an affordable 30-year mortgage. Built for working families: teachers, pharmacy techs, bank managers, and people like you.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ee40f4 elementor-widget elementor-widget-button\" data-id=\"8ee40f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/habitatseminoleapopka.mymortgage-online.com\/loan-app\/?siteId=5170899582&#038;lar=inunez&#038;workFlowId=164300\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start My Application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa0c10f arrow-btn arrow-white elementor-widget elementor-widget-button\" data-id=\"aa0c10f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#lets-talk\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Not sure yet? Talk to us first<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4438363 e-flex e-con-boxed e-con e-parent\" data-id=\"4438363\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e8fb8ea e-con-full e-flex e-con e-child\" data-id=\"e8fb8ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ac47cb elementor-widget elementor-widget-heading\" data-id=\"9ac47cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do I Qualify?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50c2beb elementor-widget elementor-widget-text-editor\" data-id=\"50c2beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you can check all of these, you&#8217;re likely ready to apply.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04e7c66 elementor-widget elementor-widget-text-editor\" data-id=\"04e7c66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul class=\"qualify-list\"><li><strong>You need better housing:<\/strong> high rent, overcrowded or substandard<\/li><li><strong>Household income fits the range<\/strong> for its size (see table)<\/li><li><strong>2 years of steady work,<\/strong> 6 months at your current job<\/li><li><strong>Median credit score<\/strong> of 620 or higher<\/li><li><strong>Total debt-to-income ratio,<\/strong> including student loans, at or under 43% of income<\/li><li><strong>No bankruptcy or foreclosure<\/strong> in the last 7 years<\/li><li><strong>Able to save $5,000<\/strong> for closing costs<\/li><li><strong>Ready to partner:<\/strong> sweat equity hours and homebuyer classes<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d63fce0 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d63fce0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/habitatseminoleapopka.mymortgage-online.com\/loan-app\/?siteId=5170899582&#038;lar=inunez&#038;workFlowId=164300\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Checked them all? Start my application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f04bab2 arrow-btn elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f04bab2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#lets-talk\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Missing one? Talk to us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95dfd20 e-con-full e-flex e-con e-child\" data-id=\"95dfd20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb394da elementor-widget elementor-widget-text-editor\" data-id=\"bb394da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"income-card\"><div class=\"income-card__head\"><h3>2026 income guidelines<\/h3><p>60% to 80% of Orlando-area median income<\/p><\/div><table><thead><tr><th>Household size<\/th><th>Yearly income<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>$48,300 \u2013 $64,350<\/td><\/tr><tr><td>2<\/td><td>$55,200 \u2013 $73,550<\/td><\/tr><tr class=\"is-highlight\"><td>3<\/td><td>$62,100 \u2013 $82,750<\/td><\/tr><tr><td>4<\/td><td>$68,940 \u2013 $91,900<\/td><\/tr><tr><td>5<\/td><td>$74,460 \u2013 $99,300<\/td><\/tr><tr><td>6<\/td><td>$79,980 \u2013 $106,650<\/td><\/tr><tr><td>7<\/td><td>$85,500 \u2013 $114,000<\/td><\/tr><tr><td>8<\/td><td>$91,020 \u2013 $121,350<\/td><\/tr><\/tbody><\/table><p class=\"income-card__note\">Example: a family of 3 earning $68,950 a year falls inside the range.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ded25e1 e-flex e-con-boxed e-con e-parent\" data-id=\"ded25e1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d5ef81 e-con-full e-flex e-con e-child\" data-id=\"7d5ef81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48b57c3 elementor-widget elementor-widget-image\" data-id=\"48b57c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1440\" src=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2025\/12\/Jackie-and-Isaac-home-front.jpg\" class=\"attachment-full size-full wp-image-2712\" alt=\"Jackie and Isaac home front\" srcset=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2025\/12\/Jackie-and-Isaac-home-front.jpg 1920w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2025\/12\/Jackie-and-Isaac-home-front-300x225.jpg 300w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2025\/12\/Jackie-and-Isaac-home-front-1024x768.jpg 1024w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2025\/12\/Jackie-and-Isaac-home-front-768x576.jpg 768w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2025\/12\/Jackie-and-Isaac-home-front-1536x1152.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d036560 e-con-full e-flex e-con e-child\" data-id=\"d036560\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a8f7be elementor-widget elementor-widget-heading\" data-id=\"5a8f7be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\"After moving from apartment to apartment, it was so exciting to finally have a place we can call home. The whole Habitat organization will help you get there.\"<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82f019c elementor-widget elementor-widget-text-editor\" data-id=\"82f019c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Jackie, bank manager, Habitat homeowner since 2024<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2d27 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"daf2d27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/youtu.be\/7Fg0nfc4a4E\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-video=\"yes\" data-elementor-lightbox=\"{&quot;type&quot;:&quot;video&quot;&#044;&quot;videoType&quot;:&quot;youtube&quot;&#044;&quot;url&quot;:&quot;https:\/\/www.youtube.com\/embed\/7Fg0nfc4a4E?feature=oembed&amp;autoplay=1&amp;rel=0&quot;}\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Watch Her Story<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dde2d7e elementor-align-left arrow-btn arrow-white elementor-widget elementor-widget-button\" data-id=\"dde2d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/habitatseminoleapopka.org\/homebuyer-stories\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More Homebuyer Stories<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98ef608 e-flex e-con-boxed e-con e-parent\" data-id=\"98ef608\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-edc8f45 e-con-full e-flex e-con e-child\" data-id=\"edc8f45\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22893b5 elementor-widget elementor-widget-heading\" data-id=\"22893b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A home you'll be proud to own<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a51e75 elementor-widget elementor-widget-text-editor\" data-id=\"4a51e75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Habitat homes are brand-new single-family homes and townhomes, built with new materials by licensed subcontractors and inspected at every required step.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80f9a47 elementor-widget elementor-widget-text-editor\" data-id=\"80f9a47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Move-in ready kitchen with stove, range hood, refrigerator, dishwasher and microwave<\/li><li>Built to Energy Star efficiency for lower utility bills<\/li><li>Homes are matched to approved partner families as they become available<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df785fc elementor-align-left elementor-widget elementor-widget-button\" data-id=\"df785fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/habitatseminoleapopka.org\/homes-for-sale\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Some Recent Habitat Home Opportunities<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1aa7ba6 e-con-full e-flex e-con e-child\" data-id=\"1aa7ba6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e1bd6b elementor-widget elementor-widget-image\" data-id=\"2e1bd6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"561\" src=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1-1024x718.jpg\" class=\"attachment-large size-large wp-image-5737\" alt=\"Rendering of new Habitat townhomes\" srcset=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1-1024x718.jpg 1024w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1-300x210.jpg 300w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1-768x538.jpg 768w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1-1536x1077.jpg 1536w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1-18x12.jpg 18w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/Townhome-Rendering-2026-1.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73cd7ff e-flex e-con-boxed e-con e-parent\" data-id=\"73cd7ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6a62ae3 e-con-full e-flex e-con e-child\" data-id=\"6a62ae3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f58a49e elementor-widget elementor-widget-image\" data-id=\"f58a49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"781\" src=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2-1024x1000.jpg\" class=\"attachment-large size-large wp-image-5761\" alt=\"philan 2\" srcset=\"https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2-1024x1000.jpg 1024w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2-300x293.jpg 300w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2-768x750.jpg 768w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2-1536x1500.jpg 1536w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2-12x12.jpg 12w, https:\/\/habitatseminoleapopka.org\/wp-content\/uploads\/2026\/10\/philan-2.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adf51dc e-con-full e-flex e-con e-child\" data-id=\"adf51dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a31452 elementor-widget elementor-widget-heading\" data-id=\"2a31452\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Designed to fit a working life<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d12fb27 elementor-widget elementor-widget-text-editor\" data-id=\"d12fb27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You invest time instead of a big down payment, helping build homes and learning to own one.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a980a1 elementor-widget elementor-widget-text-editor\" data-id=\"4a980a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"equity-stats\"><div class=\"equity-stat\"><span class=\"equity-stat__num\">15 hrs<\/span><span class=\"equity-stat__label\">minimum a month<\/span><\/div><div class=\"equity-stat\"><span class=\"equity-stat__num\">200 \/ 400<\/span><span class=\"equity-stat__label\">total hours, single \/ two heads of household<\/span><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a310f4b elementor-widget elementor-widget-text-editor\" data-id=\"a310f4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Homebuyer education classes count toward your hours<\/li><li>Up to 3 friends or family members can help earn hours<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d086260 e-flex e-con-boxed e-con e-parent\" data-id=\"d086260\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-164f769 elementor-widget elementor-widget-heading\" data-id=\"164f769\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Three Steps to Your Habitat Home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-723ae50 e-con-full e-flex e-con e-child\" data-id=\"723ae50\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fbfef3a e-con-full e-flex e-con e-child\" data-id=\"fbfef3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-07bb826 e-con-full e-flex e-con e-child\" data-id=\"07bb826\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b43a8a3 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b43a8a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"78\" viewBox=\"0 0 40 78\" fill=\"none\"><path d=\"M16.4 77.0051V33.2251H1V18.1551C11.89 17.7151 19.81 11.6651 22.01 0.995117H38.4V77.0051H16.4Z\" stroke=\"white\" stroke-width=\"2\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCheck your credit\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConfirm a 620+ median score before you start.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc0bef3 e-con-full e-flex e-con e-child\" data-id=\"cc0bef3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dca49e4 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"dca49e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"66\" height=\"80\" viewBox=\"0 0 66 80\" fill=\"none\"><path d=\"M1.33008 78.4447C1.33008 67.6647 3.53008 61.8347 9.91008 56.0047C17.2801 49.2947 28.1701 42.2547 36.4201 36.6447C40.6001 33.7847 43.0201 30.7047 43.0201 26.6347C43.0201 21.9047 39.9401 18.8247 34.0001 18.8247C30.3701 18.8247 27.8401 19.8147 26.0801 22.1247C24.1001 24.6547 23.2201 27.5147 23.2201 32.4647H2.54008C2.54008 23.5547 3.42008 19.7047 6.28008 14.6447C10.4601 7.16469 20.0301 1.55469 34.4401 1.55469C54.4601 1.55469 64.6901 12.0047 64.6901 25.7547C64.6901 32.4647 62.8201 37.8547 58.5301 42.0347C51.0501 49.2947 41.4801 53.6947 33.4501 60.0747V60.2947H64.2501V78.4447H1.33008Z\" stroke=\"white\" stroke-width=\"2\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGather documents\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPay stubs, tax return, bank statements, ID. <a href=\"#documents-checklist\">See the checklist<\/a>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d08900 e-con-full e-flex e-con e-child\" data-id=\"1d08900\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-980e501 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"980e501\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/habitatseminoleapopka.mymortgage-online.com\/loan-app\/?siteId=5170899582&#038;lar=inunez&#038;workFlowId=164300\" target=\"_blank\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Apply online\" rel=\"noopener\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"69\" height=\"82\" viewBox=\"0 0 69 82\" fill=\"none\"><path d=\"M36.2002 80.3801C24.7602 80.3801 16.7302 78.1801 11.0102 73.5601C4.85016 68.6101 1.66016 61.2401 1.66016 52.1101H22.4502C22.6702 59.0401 26.6302 63.9901 35.2102 63.9901C42.1402 63.9901 45.5502 60.1401 45.5502 55.4101C45.5502 49.4701 40.8202 47.1601 33.6702 47.1601H29.2702V32.8601H33.0102C39.9402 32.8601 44.2302 30.3301 44.2302 25.1601C44.2302 20.7601 40.9302 17.9001 35.1002 17.9001C27.5102 17.9001 24.7602 22.5201 24.2102 27.5801H3.97016C3.97016 12.6201 15.5202 1.62012 35.4302 1.62012C53.0302 1.62012 65.5702 9.65012 65.5702 23.7301C65.5702 30.7701 61.5002 35.1701 55.4502 38.0301V38.2501C62.3802 41.1101 67.5502 46.6101 67.5502 56.4001C67.5502 73.1201 52.3702 80.3801 36.2002 80.3801Z\" stroke=\"white\" stroke-width=\"2\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/habitatseminoleapopka.mymortgage-online.com\/loan-app\/?siteId=5170899582&#038;lar=inunez&#038;workFlowId=164300\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tApply online\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCreate an account and submit your application. The fee is $85 for one applicant, or $170 if you're applying with a co-applicant.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eca7b5b e-flex e-con-boxed e-con e-parent\" data-id=\"eca7b5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-202e759 elementor-widget elementor-widget-heading\" data-id=\"202e759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Want the whole journey? Watch the Pathways to Homeownership Video<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca647c7 elementor-widget elementor-widget-text-editor\" data-id=\"ca647c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>From your first question to getting your keys, on your own time. Jump to the chapter you need.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e9e0aa elementor-widget elementor-widget-html\" data-id=\"3e9e0aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pathways-video\" data-video-id=\"fxbBtPi_3KI\">\n  <div class=\"pv-player-wrap\">\n    <div class=\"pv-player\"><div id=\"pv-player\"><\/div><\/div>\n  <\/div>\n  <div class=\"pv-chapters\">\n    <h3 class=\"pv-chapters__title\">Chapters<\/h3>\n    <ol class=\"pv-list\">\n      <li><button type=\"button\" class=\"pv-chapter is-active\" data-start=\"0\"><span class=\"pv-num\">1<\/span><span class=\"pv-name\">Is Habitat right for me?<\/span><span class=\"pv-time\">0:00<\/span><\/button><\/li>\n      <li><button type=\"button\" class=\"pv-chapter\" data-start=\"120\"><span class=\"pv-num\">2<\/span><span class=\"pv-name\">What do I get, and what will I pay?<\/span><span class=\"pv-time\">2:00<\/span><\/button><\/li>\n      <li><button type=\"button\" class=\"pv-chapter\" data-start=\"240\"><span class=\"pv-num\">3<\/span><span class=\"pv-name\">How does sweat equity work?<\/span><span class=\"pv-time\">4:00<\/span><\/button><\/li>\n      <li><button type=\"button\" class=\"pv-chapter\" data-start=\"360\"><span class=\"pv-num\">4<\/span><span class=\"pv-name\">How do I apply?<\/span><span class=\"pv-time\">6:00<\/span><\/button><\/li>\n      <li><button type=\"button\" class=\"pv-chapter\" data-start=\"480\"><span class=\"pv-num\">5<\/span><span class=\"pv-name\">What happens after I apply?<\/span><span class=\"pv-time\">8:00<\/span><\/button><\/li>\n      <li><button type=\"button\" class=\"pv-chapter\" data-start=\"600\"><span class=\"pv-num\">6<\/span><span class=\"pv-name\">Not ready yet? Start here.<\/span><span class=\"pv-time\">10:00<\/span><\/button><\/li>\n    <\/ol>\n  <\/div>\n<\/div>\n\n<style>\n.pathways-video {\n  display: grid;\n  grid-template-columns: minmax(0, 58fr) minmax(0, 42fr);\n  gap: 60px;\n  align-items: start;\n}\n.pathways-video .pv-player {\n  position: relative;\n  aspect-ratio: 16 \/ 9;\n  background: var(--e-global-color-b819cb0, #002F6C);\n}\n.pathways-video .pv-player iframe {\n  position: absolute;\n  inset: 0;\n  width: 100%;\n  height: 100%;\n  border: 0;\n}\n.pathways-video .pv-chapters__title {\n  margin: 0;\n  padding-bottom: 14px;\n  border-bottom: 2px solid var(--e-global-color-b819cb0, #002F6C);\n  color: var(--e-global-color-b819cb0, #002F6C);\n  font-size: 22px;\n  font-weight: 600;\n  line-height: 1.2;\n}\n.pathways-video .pv-list {\n  list-style: none;\n  margin: 0;\n  padding: 0;\n}\n.pathways-video .pv-list li {\n  margin: 0;\n  border-bottom: 1px solid var(--e-global-color-8305ba3, #0099CC);\n}\n.pathways-video .pv-chapter {\n  display: flex !important;\n  align-items: center;\n  gap: 18px;\n  width: 100%;\n  padding: 16px 0 !important;\n  margin: 0;\n  background: none !important;\n  border: 0 !important;\n  border-radius: 0 !important;\n  box-shadow: none !important;\n  color: var(--e-global-color-b819cb0, #002F6C) !important;\n  font: inherit;\n  text-align: left;\n  text-transform: none !important;\n  letter-spacing: 0;\n  cursor: pointer;\n}\n.pathways-video .pv-num {\n  flex: 0 0 40px;\n  height: 40px;\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  border-radius: 50%;\n  background: var(--e-global-color-b819cb0, #002F6C);\n  color: #fff;\n  font-size: 16px;\n  font-weight: 600;\n  transition: background-color .2s, color .2s;\n}\n.pathways-video .pv-name {\n  flex: 1 1 auto;\n  font-size: 20px;\n  font-weight: 600;\n  line-height: 1.2;\n  transition: color .2s;\n}\n.pathways-video .pv-time {\n  flex: 0 0 auto;\n  font-size: 16px;\n  font-variant-numeric: tabular-nums;\n  opacity: .75;\n}\n.pathways-video .pv-chapter:hover .pv-name,\n.pathways-video .pv-chapter:focus-visible .pv-name,\n.pathways-video .pv-chapter.is-active .pv-name {\n  color: var(--e-global-color-8305ba3, #0099CC);\n}\n.pathways-video .pv-chapter:hover .pv-num,\n.pathways-video .pv-chapter:focus-visible .pv-num,\n.pathways-video .pv-chapter.is-active .pv-num {\n  background: var(--e-global-color-24b10e6, #C4D600);\n  color: var(--e-global-color-b819cb0, #002F6C);\n}\n.pathways-video .pv-chapter:focus-visible {\n  outline: 2px solid var(--e-global-color-8305ba3, #0099CC);\n  outline-offset: 2px;\n}\n@media (max-width: 1024px) {\n  .pathways-video { grid-template-columns: 1fr; gap: 30px; }\n}\n@media (max-width: 767px) {\n  .pathways-video .pv-name { font-size: 18px; }\n  .pathways-video .pv-chapter { gap: 14px; padding: 14px 0 !important; }\n  .pathways-video .pv-num { flex-basis: 34px; height: 34px; font-size: 14px; }\n}\n<\/style>\n\n<script>\n(function () {\n  var root = document.querySelector('.pathways-video');\n  if (!root) return;\n  var videoId = root.getAttribute('data-video-id');\n  var chapters = [].slice.call(root.querySelectorAll('.pv-chapter'));\n  var player, ready = false, previewing = false, hoverTimer, tracker;\n\n  function setActive(btn) {\n    chapters.forEach(function (c) { c.classList.toggle('is-active', c === btn); });\n  }\n\n  function isPlaying() {\n    return ready && player.getPlayerState() === YT.PlayerState.PLAYING && !previewing;\n  }\n\n  \/\/ Keep the highlighted chapter in step with the playback position.\n  function track() {\n    var t = player.getCurrentTime(), current = chapters[0];\n    chapters.forEach(function (c) { if (t >= +c.dataset.start) current = c; });\n    setActive(current);\n  }\n\n  \/\/ Hover: jump the paused player to that chapter's frame without sound,\n  \/\/ but never interrupt a video someone is already watching.\n  function preview(btn) {\n    if (!ready || isPlaying()) return;\n    setActive(btn);\n    previewing = true;\n    player.mute();\n    player.seekTo(+btn.dataset.start, true);\n    player.playVideo();\n  }\n\n  \/\/ Click: play from that chapter with sound.\n  function play(btn) {\n    setActive(btn);\n    if (!ready) return;\n    previewing = false;\n    player.unMute();\n    player.seekTo(+btn.dataset.start, true);\n    player.playVideo();\n  }\n\n  chapters.forEach(function (btn) {\n    btn.addEventListener('mouseenter', function () {\n      clearTimeout(hoverTimer);\n      hoverTimer = setTimeout(function () { preview(btn); }, 150);\n    });\n    btn.addEventListener('mouseleave', function () { clearTimeout(hoverTimer); });\n    btn.addEventListener('click', function () { clearTimeout(hoverTimer); play(btn); });\n  });\n\n  function init() {\n    player = new YT.Player('pv-player', {\n      videoId: videoId,\n      playerVars: { rel: 0, modestbranding: 1, playsinline: 1 },\n      events: {\n        onReady: function () { ready = true; },\n        onStateChange: function (e) {\n          if (previewing && e.data === YT.PlayerState.PLAYING) {\n            player.pauseVideo();\n            player.unMute();\n            previewing = false;\n            return;\n          }\n          clearInterval(tracker);\n          if (e.data === YT.PlayerState.PLAYING) tracker = setInterval(track, 500);\n        }\n      }\n    });\n  }\n\n  if (window.YT && window.YT.Player) {\n    init();\n  } else {\n    var prev = window.onYouTubeIframeAPIReady;\n    window.onYouTubeIframeAPIReady = function () {\n      if (typeof prev === 'function') prev();\n      init();\n    };\n    if (!document.querySelector('script[src*=\"youtube.com\/iframe_api\"]')) {\n      var s = document.createElement('script');\n      s.src = 'https:\/\/www.youtube.com\/iframe_api';\n      document.head.appendChild(s);\n    }\n  }\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83e43cd e-flex e-con-boxed e-con e-parent\" data-id=\"83e43cd\" data-element_type=\"container\" data-e-type=\"container\" id=\"lets-talk\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-141eb8f e-con-full e-flex e-con e-child\" data-id=\"141eb8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca3ebc0 elementor-widget elementor-widget-heading\" data-id=\"ca3ebc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let's talk. Most families start here.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b66912 elementor-widget elementor-widget-text-editor\" data-id=\"4b66912\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tell us a little about you and a Habitat team member will reach out. No application, no fee, no pressure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e809714 e-con-full e-flex e-con e-child\" data-id=\"e809714\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c514dc elementor-button-align-start elementor-widget elementor-widget-form\" data-id=\"4c514dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Let&#039;s Talk Form\" aria-label=\"Let&#039;s Talk Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"5637\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"4c514dc\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"How To Apply - Habitat for Humanity - Seminole-Apopka\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"5637\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-first_name elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-first_name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFirst name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[first_name]\" id=\"form-field-first_name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-last_name elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-last_name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLast name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[last_name]\" id=\"form-field-last_name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Last name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-phone elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-phone\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMobile phone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[phone]\" id=\"form-field-phone\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Mobile phone\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-radio elementor-field-group elementor-column elementor-field-group-where_today elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-where_today\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tWhere are you today?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"radio\" value=\"I think I&#039;m ready to apply\" id=\"form-field-where_today-0\" name=\"form_fields[where_today]\"> <label for=\"form-field-where_today-0\">I think I'm ready to apply<\/label><\/span><span class=\"elementor-field-option\"><input type=\"radio\" value=\"I need help with getting credit and savings ready\" id=\"form-field-where_today-1\" name=\"form_fields[where_today]\"> <label for=\"form-field-where_today-1\">I need help with getting credit and savings ready<\/label><\/span><span class=\"elementor-field-option\"><input type=\"radio\" value=\"I have a question about the process\" id=\"form-field-where_today-2\" name=\"form_fields[where_today]\"> <label for=\"form-field-where_today-2\">I have a question about the process<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-radio elementor-field-group elementor-column elementor-field-group-language elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-language\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPreferred language\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"radio\" value=\"English\" id=\"form-field-language-0\" name=\"form_fields[language]\"> <label for=\"form-field-language-0\">English<\/label><\/span><span class=\"elementor-field-option\"><input type=\"radio\" value=\"Espa\u00f1ol\" id=\"form-field-language-1\" name=\"form_fields[language]\"> <label for=\"form-field-language-1\">Espa\u00f1ol<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-best_time elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-best_time\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tBest time to reach you\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[best_time]\" id=\"form-field-best_time\" class=\"elementor-field-textual elementor-size-sm\">\n\t\t\t\t\t\t\t\t\t<option value=\"Mornings\">Mornings<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Afternoons\">Afternoons<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Evenings\">Evenings<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_a1b2c08 elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_a1b2c08\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6Lfv8pYqAAAAANKWUGmQUiDbzh4AXBazBgePUg9f\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_a1b2c09]\" id=\"form-field-field_a1b2c09\" class=\"elementor-field elementor-size-sm \" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Have someone contact me<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fc083b elementor-widget elementor-widget-text-editor\" data-id=\"5fc083b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We&#8217;ll only use your information to help you on your path to homeownership.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6598f86 e-flex e-con-boxed e-con e-parent\" data-id=\"6598f86\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58ef878 elementor-widget elementor-widget-heading\" data-id=\"58ef878\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dda598 elementor-widget elementor-widget-n-accordion\" data-id=\"4dda598\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8160\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-8160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is a Habitat home free? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8160\" class=\"elementor-element elementor-element-d042cee e-con-full e-flex e-con e-child\" data-id=\"d042cee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-071ae26 elementor-widget elementor-widget-text-editor\" data-id=\"071ae26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No. You buy your home at fair market value with an affordable 30-year mortgage, and Habitat makes no profit. It&#8217;s a hand up, not a handout.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8161\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8161\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What will my monthly payment be? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8161\" class=\"elementor-element elementor-element-42c57a9 e-con-full e-flex e-con e-child\" data-id=\"42c57a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab06009 elementor-widget elementor-widget-text-editor\" data-id=\"ab06009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Every household is different. Habitat sets your mortgage term and payment based on what your household can afford, and the payment includes property taxes and homeowners insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8162\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8162\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have good credit and a steady job. Is Habitat for me? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8162\" class=\"elementor-element elementor-element-5a930a9 e-con-full e-flex e-con e-child\" data-id=\"5a930a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7bdb62 elementor-widget elementor-widget-text-editor\" data-id=\"b7bdb62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Very possibly. The program is built for working households earning 60% to 80% of the area median income who pay too much of that income in rent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8163\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8163\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do student loans count against me? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8163\" class=\"elementor-element elementor-element-266ca52 e-con-full e-flex e-con e-child\" data-id=\"266ca52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7559e94 elementor-widget elementor-widget-text-editor\" data-id=\"7559e94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>They&#8217;re included in your debt-to-income ratio, even in deferment. Total debt, including your new mortgage, needs to stay at or under 43% of income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8164\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8164\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What if I'm not approved? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8164\" class=\"elementor-element elementor-element-b7d645b e-con-full e-flex e-con e-child\" data-id=\"b7d645b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5db79ec elementor-widget elementor-widget-text-editor\" data-id=\"5db79ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You&#8217;ll get the reasons and the tools to address them, and you can reapply. Many families start with Financial Academy or a housing counselor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8165\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8165\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Where are the homes? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8165\" class=\"elementor-element elementor-element-bb874d6 e-con-full e-flex e-con e-child\" data-id=\"bb874d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e685589 elementor-widget elementor-widget-text-editor\" data-id=\"e685589\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Habitat builds single-family homes and townhomes in the neighborhoods it serves. Homes are assigned to approved families as they become available, so the best first step is getting ready and applying.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-501c8de e-flex e-con-boxed e-con e-parent\" data-id=\"501c8de\" data-element_type=\"container\" data-e-type=\"container\" id=\"full-requirements\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1df164b elementor-widget elementor-widget-heading\" data-id=\"1df164b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Full requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4de0834 elementor-widget elementor-widget-n-accordion\" data-id=\"4de0834\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Housing need <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8160\" class=\"elementor-element elementor-element-2911f3c e-con-full e-flex e-con e-child\" data-id=\"2911f3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3b41f elementor-widget elementor-widget-text-editor\" data-id=\"1d3b41f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>In order to qualify, your current housing situation must be one or more of the following:<\/strong><\/p><ul><li>Inadequate<\/li><li>Overcrowded<\/li><li>Transitional<\/li><li>Substandard Government Subsidized<\/li><li>Unaffordable (More than 35% of monthly income goes towards rent)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8161\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8161\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Income and employment <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8161\" class=\"elementor-element elementor-element-fdf6efd e-con-full e-flex e-con e-child\" data-id=\"fdf6efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94acf51 elementor-widget elementor-widget-text-editor\" data-id=\"94acf51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Income:<\/strong><\/p><ul><li>Stable, verifiable income between 60%-80% of HUD Median Income levels for the Orlando Metropolitan area (see Income Qualification Guidelines).<\/li><li>You must have a minimum of two years work history with six months at your current employer.<\/li><\/ul><p><strong>Budget:<\/strong><\/p><ul><li>Your estimated mortgage payment should be no more than 35% of your income.<\/li><li>You must be willing to save $5,000 for your own closing costs.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8162\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8162\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Credit, debt and student loans <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8162\" class=\"elementor-element elementor-element-091a40b e-con-full e-flex e-con e-child\" data-id=\"091a40b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0694bc3 elementor-widget elementor-widget-text-editor\" data-id=\"0694bc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Credit:<\/strong><\/p><ul><li>Ability to timely meet credit obligations can be evidenced by showing that the potential homebuyer has a median credit score of 620.<\/li><\/ul><p><strong>Debt:<\/strong><\/p><ul><li>Your mortgage and other debt combined should be no more than 43% of your income.<\/li><li>No more than $2,000 in non-medical delinquent debt at the time of application.<\/li><li>All non-medical delinquent debt must be paid off before purchase of the home.<\/li><\/ul><p><strong>Student loans:<\/strong><\/p><ul><li>All student loan debt liabilities, even in deferment and when included in debt-to-income ratio, should not be more than 43% of your income.<\/li><\/ul><p><strong>Bankruptcy, foreclosure and court obligations:<\/strong><\/p><ul><li>Must wait seven years after a bankruptcy is discharged and reestablish good credit.<\/li><li>No property foreclosed on within the past seven years.<\/li><li>All court fees, fines, time served, community service, etc. must be fully satisfied, and any civil judgment or tax lien paid in full and satisfied, prior to being accepted into the homeownership program.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8163\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8163\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Partnership commitments and sweat equity <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8163\" class=\"elementor-element elementor-element-c78adad e-con-full e-flex e-con e-child\" data-id=\"c78adad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a96cf2 elementor-widget elementor-widget-text-editor\" data-id=\"6a96cf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>In order to qualify, you must be willing to do the following in partnership with Habitat for Humanity Seminole-Apopka:<\/strong><\/p><ul><li><strong>Work 200 hours of &#8220;sweat equity&#8221;<\/strong> for a single head of household or 400 hours for a dual head of household (a minimum of 15 hours of sweat equity each month).<\/li><li>You must accept a home in the neighborhoods where Habitat Seminole-Apopka serves.<\/li><li>You must <strong>attend the required homeowner classes<\/strong> as scheduled.<\/li><li>You will be <strong>responsible for maintenance<\/strong> of your house from the time you move into your home.<\/li><li>You will be <strong>responsible for repaying the purchase cost<\/strong> of your home in a timely manner so that other potential homebuyers can benefit from the Habitat program.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8164\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8164\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Application documents checklist <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path d=\"M6.44472 19.0975L15.0719 9.68951C15.3151 9.42071 15.6351 9.27991 15.9935 9.27991C16.3391 9.27991 16.6719 9.43351 16.9151 9.68951L25.5551 19.0975C26.0415 19.6351 26.0415 20.4927 25.5551 21.0303C25.0687 21.5679 24.1983 21.5679 23.7119 21.0303L15.9935 12.6207L8.28792 21.0303C8.04472 21.2991 7.71192 21.4399 7.36632 21.4399C7.02072 21.4399 6.68792 21.2991 6.44472 21.0303C5.95832 20.4927 5.95832 19.6351 6.44472 19.0975Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"31\" viewBox=\"0 0 32 31\" fill=\"none\"><g id=\"Arrow\"><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" fill=\"black\"><\/rect><rect x=\"0.959999\" y=\"0.959999\" width=\"30.08\" height=\"28.8\" rx=\"1.6\" stroke=\"black\" stroke-width=\"1.92\"><\/rect><path id=\"arrow\" d=\"M25.5553 11.6223L16.9281 21.0303C16.6849 21.2991 16.3649 21.4399 16.0065 21.4399C15.6609 21.4399 15.3281 21.2863 15.0849 21.0303L6.44488 11.6223C5.95848 11.0847 5.95848 10.2271 6.44488 9.68954C6.93128 9.15194 7.80168 9.15194 8.28808 9.68954L16.0065 18.0991L23.7121 9.68954C23.9553 9.42074 24.2881 9.27994 24.6337 9.27994C24.9793 9.27994 25.3121 9.42074 25.5553 9.68954C26.0417 10.2271 26.0417 11.0847 25.5553 11.6223Z\" fill=\"white\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8164\" class=\"elementor-element elementor-element-8a46eed e-con-full e-flex e-con e-child\" data-id=\"8a46eed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6cd20e7 elementor-widget elementor-widget-text-editor\" data-id=\"6cd20e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>All applications must include the following:<\/strong><\/p><ul><li>Proof of monthly income from all sources: wages from ALL employers (last 3 months of pay stubs), government benefits and child support. Required for every working member of the household.<\/li><li>Copy of court order for child support and payment history (if applicable)<\/li><li>Copy of SSI benefit paperwork for everyone in the household receiving benefits<\/li><li>Copy of your most recent tax return with W-2s<\/li><li>Last 6 months of bank statements for every household member with an account<\/li><li>All student loan paperwork from the creditor: monthly payment, payment status, outstanding balance and terms<\/li><li>Copy of your current lease (if applicable)<\/li><li>Legal identification for ALL family members: birth certificates, Social Security cards and driver&#8217;s licenses<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d57bb42 elementor-widget elementor-widget-html\" data-id=\"d57bb42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\n(function () {\n  function openChecklist(e) {\n    var items = document.querySelectorAll('#full-requirements details.e-n-accordion-item');\n    var item = items[items.length - 1];\n    if (!item) return;\n    if (e) e.preventDefault();\n    if (!item.open) item.querySelector('summary').click();\n    setTimeout(function () {\n      item.scrollIntoView({ behavior: 'smooth', block: 'start' });\n    }, 350);\n  }\n  document.addEventListener('click', function (e) {\n    if (e.target.closest('a[href=\"#documents-checklist\"]')) openChecklist(e);\n  });\n  window.addEventListener('load', function () {\n    if (location.hash === '#documents-checklist') openChecklist();\n  });\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24b1556 e-flex e-con-boxed e-con e-parent\" data-id=\"24b1556\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98a72eb elementor-widget elementor-widget-spacer\" data-id=\"98a72eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4a34fa e-flex e-con-boxed e-con e-parent\" data-id=\"d4a34fa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d651de6 elementor-widget elementor-widget-heading\" data-id=\"d651de6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your home is closer than you think.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-94bc316 e-con-full e-flex e-con e-child\" data-id=\"94bc316\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da185ba elementor-widget elementor-widget-button\" data-id=\"da185ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/habitatseminoleapopka.mymortgage-online.com\/loan-app\/?siteId=5170899582&#038;lar=inunez&#038;workFlowId=164300\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start My Application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b2ae2e arrow-btn arrow-white elementor-widget elementor-widget-button\" data-id=\"4b2ae2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#lets-talk\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Us First<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8395d3 elementor-widget elementor-widget-html\" data-id=\"f8395d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\n(function () {\n  function track(name, params) {\n    if (typeof window.gtag === 'function') {\n      window.gtag('event', name, params);\n    } else {\n      (window.dataLayer = window.dataLayer || []).push(Object.assign({ event: name }, params));\n    }\n  }\n\n  \/\/ Which section an apply button lives in.\n  var sections = {\n    '0a2fb10': 'hero',\n    '4438363': 'do_i_qualify',\n    'd4a34fa': 'closing_cta'\n  };\n  function sectionOf(el) {\n    for (var id in sections) {\n      if (el.closest('.elementor-element-' + id)) return sections[id];\n    }\n    return 'other';\n  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form.querySelector('input[name=\"form_fields[where_today]\"]:checked');\n      track('lets_talk_form_submit', {\n        form_name: 'Lets Talk Form',\n        where_today: choice ? choice.value : 'not_selected'\n      });\n    });\n  }\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Apply for a Habitat Home Stop paying rent. Start building equity. Buy a brand-new home with an affordable 30-year mortgage. Built for working families: teachers, pharmacy techs, bank managers, and people like you. Start My Application Not sure yet? Talk to us first Do I Qualify? If you can check all of these, you&#8217;re likely [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"give_campaign_id":0,"iawp_total_views":214,"footnotes":""},"class_list":["post-5637","page","type-page","status-publish","hentry"],"acf":[],"campaignId":"","_links":{"self":[{"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/pages\/5637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/comments?post=5637"}],"version-history":[{"count":113,"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/pages\/5637\/revisions"}],"predecessor-version":[{"id":5787,"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/pages\/5637\/revisions\/5787"}],"wp:attachment":[{"href":"https:\/\/habitatseminoleapopka.org\/es\/wp-json\/wp\/v2\/media?parent=5637"}],"curies":[{"name":"bien jugado","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}