Purchasing a Home the Habitat Way
A decent, affordable home is an investment that lasts for generations. Habitat for Humanity homes are not free gifts – each family who partners with Habitat is making a personal and financial investment in their future. Read on to learn more about the process of becoming a homeowner. When you’re ready, begin by filling out the pre-qualification questionnaire here.
Every Family Needs A Strong Foundation To Build A Brighter Future.
At Habitat for Humanity Seminole-Apopka, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.
We partner with hard-working, low-income families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.
After each home has been built or renovated, it is sold with an affordable, no-profit mortgage and an affordable monthly payment. As Habitat homeowners make their mortgage payments, they are helping to complete the homes of future homeowners – and the cycle continues. This is how Habitat works.
Do You Qualify?
To be eligible to purchase a home with Habitat for Humanity, potential homeowners must meet these three areas of qualification:
You Must Have A Steady Income.
Habitat homes are not given away. They are sold to qualified homebuyers with a no-profit mortgage. Each family must demonstrate steady income.*
You Must Have A Need For Housing.
A family or individual must be currently living in either substandard, transitional, hazardous, unaffordable and/or overcrowded housing.
You Must Be Willing To Partner With Us
A family or individual must have the willingness to partner with Habitat Seminole-Apopka by investing Sweat Equity in their home and the homes of other partner families.
*Specific income guidelines are outlined in the pre-qualification questionnaire. Habitat does not discourage anyone from applying for our home ownership program. However, please note that in addition to meeting Habitat’s monthly income and debt requirements, an applicant must not have filed bankruptcy or had property foreclosed on within the past year. All court fees, fines, time served, community service, etc. must be fully satisfied and any civil judgment or tax lien paid in full and satisfied prior to being accepted into the home ownership program.
About the Partnership
Through our partnership with families and individuals, we equip future home buyers with the strength and self-reliance they’ll need to be successful homeowners. Families who are accepted in the Habitat partnership will be required to complete a number of sweat equity hours.
Classes involving financial education, hands-on maintenance training, future planning, and more.
Being involved in the process of building or renovating Habitat homes – including your own.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
Have A Question About Home Ownership? Let Us Help.
If you think Habitat’s home ownership program might be the right step for you, but have questions or concerns, feel free to send us a message and we’ll return it as soon as we can.
When you’re ready to take the first step towards owning your own decent and affordable home, fill out the pre-qualification survey here. Please note that if you send us an email asking about how you can apply to the Habitat program, you will be redirected back to this website.