Practical, step-by-step support for homebuyer readiness, budgeting, financial planning, mortgage and expense management, credit review, and more—tailored to your goals.
Know exactly what to do and when.
Practical strategies for your finances and credit.
Delivered by certified HUD counselors.
Habitat for Humanity Seminole-Apopka is a certified, U.S. Department of Housing and Urban Development (HUD) counselor.
When: By appointment
Format: Confidential, personalized sessions with a certified HUD counselor
Ideal for: Customized guidance on budgeting, debt, credit, and mortgage preparation
What you’ll gain: A tailored action plan with milestones and follow-up support
When: Offered one Saturday every month
Format: Interactive group sessions
Ideal for: Anyone starting their homeownership journey or refreshing foundational skills
What you’ll gain: A clear roadmap, practical worksheets, and resource checklists
When families are equipped with essential financial literacy skills, their entire lives are transformed and the American Dream of homeownership becomes more attainable.
Homebuyer Readiness: Timeline, steps, and key milestones
Budgeting & Cash Flow: Build a realistic, sustainable plan
Financial Planning: Emergency funds, debt strategies, and savings goals
Mortgage & Expense Management: Pre-approval, closing costs, monthly affordability
Credit Review & Improvement: Understanding scores, disputing errors, building credit
Down Payment & Assistance Programs: What’s available and how to apply
Avoiding Pitfalls: Scams, predatory lending, and risky decisions
Join a monthly workshop or book a private counseling session.
Bring recent pay stubs, monthly bills, and any credit reports you have.
Leave with a clear action plan and next steps.
First-Time Homebuyers figuring out where to start
Renters building credit and savings toward ownership
Current Homeowners aiming to stabilize expenses and manage debt
Anyone wanting practical financial literacy skills that stick
Please fill out the form to schedule a free counseling session or to receive more information.
Register for one of the following HUD-Certified virtual workshops
Empower your path to homeownership and beyond with Habitat’s FREE, HUD-Certified workshop that is open to the public. Select and register for one Saturday session.
• When: Offered one Saturday every month
• Format: Interactive group sessions
• Ideal for: Anyone starting their homeownership journey or refreshing foundational skills
• What you’ll gain: A clear roadmap, practical worksheets, and resource checklists
Hours
Monday – Friday 8:30 AM – 4:30PM
Saturday & Sunday Closed
